Gold · Diamond · Platinum · Silver
Save for 11 months — Rupomoyee pays the 12th. A smarter way to own the jewellery you deserve.
SWARNA SANCHAY is Rupomoyee's signature 11+1 monthly savings plan — designed to help you buy the jewellery you love without financial strain. You save a fixed amount every month for 11 consecutive months. In the 12th month, Rupomoyee contributes one full instalment from our own pocket as a bonus — your reward for being a loyal saver.
Pick a fixed monthly saving amount — for example ₹5,000. This amount stays the same throughout the scheme period and cannot be changed mid-way.
Deposit your chosen amount every month, regularly, for 11 consecutive months. Consistency matters — missed instalments affect your bonus and maturity date.
The jeweller contributes the 12th month's instalment out of our own pocket as a bonus — a reward for your trust and disciplined saving.
Redeem the entire accumulated amount — your 11 instalments plus our bonus — against jewellery of your choice. Redemption opens one month after your last payment.
With Swarna Sanchay, you walk out of the showroom with jewellery worth ₹60,000 having paid only ₹55,000 — an effective benefit of roughly 8.3% on your total jewellery value. That's real money, applied directly to your purchase.
Whether you're saving for a wedding trousseau, your daughter's jewellery, Dhanteras, Diwali, Akshaya Tritiya, or simply investing — the scheme turns disciplined monthly saving into tangible precious metal value.
If SIP payments are missed three times, the scheme will be paused. A paused scheme can be redeemed at any time, but without the bonus benefit. Late payments may also result in the maturity date being extended, or a proportional reduction in the bonus at the showroom's discretion.
Rupomoyee pays your 12th instalment as a bonus — effectively discounting your total jewellery budget, with no strings attached.
Break a large jewellery purchase into manageable monthly instalments — save systematically for Dhanteras, Diwali, Akshaya Tritiya or a wedding without a sudden financial pinch.
Every piece you redeem carries BIS Hallmark certification with HUID — guaranteed purity, from 22 KT gold to certified diamonds and platinum.
Convert your monthly cash into fixed gold weight at that day's rate — locking today's price and protecting you if gold rates rise before maturity.
No restrictions on what you buy. Gold, diamond, platinum or silver — from everyday wear to elaborate bridal sets — the choice is entirely yours at redemption.
Enrol at one branch and redeem at another — your Swarna Sanchay balance is valid across Berhampore and Beldanga.
We believe in complete transparency. Here are all the rules — no fine print hidden.
Walk into any of our three showrooms with a valid ID and your first instalment — our team will have you enrolled in minutes.